More and more domestic users are starting to use overseas AI services, such as ChatGPT Plus and OpenAI API. However, due to payment channel restrictions, subscribing to these services often faces numerous obstacles, such as traditional bank cards being unable to pay in USD directly or payment failures due to risk control. Virtual credit cards are becoming the preferred tool for domestic users to subscribe to overseas services as a convenient solution. Among many virtual credit cards, WildCard stands out for its payment methods designed specifically for domestic users and stable services. This article will delve into the features, advantages of WildCard, and how to apply for a US virtual credit card, providing practical subscription guidance for domestic users.
Recommended Overseas Virtual Cards: WildCard, VCard, PokePay, Dupay, WasabiCard
Recommended USDT Purchase: OKX, Binance, HTX (New users are recommended to download the OKX APP to purchase USDT)
Why Do You Need a Virtual Credit Card?#
For domestic users, subscribing to ChatGPT Plus or recharging OpenAI API usually requires binding to internationally accepted payment methods, such as Visa or MasterCard. However, most UnionPay cards issued domestically only support transactions in RMB, making it difficult to meet USD payment needs. Even some dual-currency cards issued by banks may fail due to OpenAI's payment restrictions. Additionally, cross-border payments may involve complex exchange rate conversions and high fees. Virtual credit cards perfectly solve these problems by providing USD accounts and convenient recharge methods.
Compared to traditional physical credit cards, virtual credit cards do not require a physical card, have a simple registration process, and usually do not require cumbersome KYC (identity verification) procedures. Users can recharge USD directly using common domestic payment tools, such as Alipay or WeChat, easily completing subscriptions to overseas services. This flexibility and convenience make virtual credit cards a bridge for domestic users to connect with global AI services.
WildCard: The Ideal Choice for Domestic Users#
Among many virtual credit card platforms, WildCard has become the top choice due to its design tailored to domestic user needs and stable payment channels. Here are some highlights of WildCard:
1. Supports Alipay/WeChat Recharge, Low Operation Threshold#
Unlike platforms that require recharging through USDT (cryptocurrency), such as Dupay, VCard, PokePay, WasabiCard, and LocalCard, WildCard supports direct recharges through Alipay and WeChat. Users only need to scan a QR code to complete the recharge, without needing to purchase cryptocurrency or perform complex exchange operations. This design greatly lowers the usage threshold, allowing even payment novices to get started within minutes.
2. Balancing Stability and Security#
WildCard's payment channels are optimized to effectively avoid risk control interceptions from platforms like OpenAI. Compared to other virtual cards that rely on cryptocurrency, WildCard has a higher payment success rate and greater stability. Additionally, WildCard does not require uploading an ID card; users only need to register with a phone number, protecting user privacy while simplifying the operation process.
3. Wide Range of Applicable Scenarios#
In addition to ChatGPT Plus and OpenAI API, WildCard also supports subscriptions to numerous overseas services, including Claude, Midjourney, Google Play, Apple Store, GitHub Copilot, etc. Whether for individual users subscribing to AI tools or small and medium enterprises recharging API interfaces, WildCard can provide reliable payment support.
4. Transparent Fee Structure#
WildCard's fees are clear and transparent: a 1-year membership fee of $11.99, a 2-year membership fee of $16.99, and a $1 card opening discount when using the invitation code "LEIXUE." The recharge fee is 3.5%, and the consumption fee is 0% (excluding non-USD transactions), with refunds processed in real-time and no additional fees. It is recommended to recharge $25 for the first time to cover possible pre-authorization fees and subscription costs.
How to Apply for a WildCard Virtual Credit Card?#
Applying for a WildCard virtual credit card is very simple and suitable for domestic users to get started quickly. Here are the specific steps:
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Visit the Official Website to Register
Open the WildCard official website, click the "Register" button, use your phone number (mainland users select +86, Hong Kong users select +852) to receive a verification code, and complete the account registration. -
Choose Membership Duration and Use Invitation Code
After logging in, go to the "My Cards" page, choose a 1-year or 2-year membership duration. Enter the invitation code "LEIXUE" on the payment page to enjoy the card opening discount. -
Recharge and Activate the Card
Complete the recharge by scanning the QR code through Alipay or WeChat, and it is recommended to recharge $25 for the first time. After successful payment, enter your name and other information as prompted to activate the virtual credit card. -
Bind and Subscribe to Services
Log in to your account on the ChatGPT or OpenAI official website, go to the payment page, enter the card number, expiration date, and CVV code provided by WildCard to complete the binding. It is recommended to use the "remote environment" login provided by WildCard to improve the binding success rate.
Comparison with Other Virtual Credit Cards#
Although WildCard is the first choice for domestic users, other virtual credit cards like Dupay, VCard, and PokePay also have their own characteristics. For example, VCard is suitable for cryptocurrency users and can be bound to Alipay for domestic consumption; PokePay supports multi-currency consumption, making it suitable for cross-border e-commerce. However, most of these platforms require recharging through USDT, which is complex and not user-friendly for beginners. Additionally, WasabiCard and LocalCard have relatively low payment stability and are easily intercepted by payment institutions.
Conclusion: Choose WildCard for Enjoying Overseas AI Services#
For domestic users looking to subscribe to ChatGPT Plus or recharge OpenAI API, WildCard is undoubtedly the most suitable choice. It not only supports Alipay and WeChat recharges but also solves many pain points of cross-border payments with stable payment channels and simple operation processes. In 2025, if you want to quickly apply for a US virtual credit card, consider visiting the WildCard official website, register using the invitation code "LEIXUE," and start your journey into global AI services!