ChatGPT Plus, OpenAI API, and other overseas AI services have become valuable assistants for domestic users in their daily work and study. However, subscribing to these services often faces payment challenges: traditional bank cards (such as UnionPay cards) are often unable to make direct payments due to currency restrictions or risk control, while the application threshold for international credit cards is relatively high. Fortunately, WildCard has created a virtual credit card tailored for domestic users in the U.S., perfectly addressing these pain points and making subscriptions to overseas services simple, stable, and secure.
WildCard Official Website: https://leixue.com/go/yeka
Why do domestic users need a virtual credit card?#
The biggest obstacle for domestic users when subscribing to overseas services is the limitation of payment channels. For example, ChatGPT Plus requires binding a Visa or MasterCard, while UnionPay single-currency cards issued domestically usually only support transactions in RMB, making it difficult to complete payments in USD. Even some dual-currency cards from certain banks may fail due to OpenAI's risk control policies. Additionally, virtual card platforms such as Dupay, VCard, PokePay, WasabiCard, and LocalCard can provide overseas payment functions, but most require recharging through USDT (cryptocurrency), which is complicated and not user-friendly for beginners, and exchange rate fluctuations also increase costs.
In contrast, WildCard stands out with its low threshold, high stability, and convenient recharge methods. It supports Alipay and WeChat Pay, allowing domestic users to recharge without purchasing cryptocurrency; they can simply scan a code to complete the recharge, making it easy enough for even payment novices to handle. More importantly, WildCard's payment channels are optimized to effectively avoid risk control interceptions from platforms like OpenAI, ensuring a high success rate for payments.
Core Advantages of WildCard#
1. Recharge via Alipay/WeChat, zero operational threshold#
The biggest highlight of WildCard is its support for mainstream domestic payment methods—Alipay and WeChat. Users do not need cumbersome real-name verification or to purchase USDT; they only need to register an account on the WildCard Official Website, choose the recharge amount, and scan the QR code to complete the process. It is recommended to recharge $25 for the first time to cover OpenAI's $5 pre-authorization fee and the $20 subscription fee for ChatGPT Plus. The recharge fee is only 3.5%, and any unused balance can be refunded to Alipay at any time, with zero withdrawal fees and real-time arrival.
2. Widely applicable, covering various overseas services#
WildCard not only supports recharging for ChatGPT Plus and OpenAI API but can also be used to subscribe to numerous overseas platforms such as Claude, Midjourney, GitHub Copilot, Adobe, Google Play, and Apple Store. For programmers, content creators, and small to medium-sized enterprises, WildCard's multi-card mode is a powerful tool that can easily manage multiple accounts to meet diverse subscription needs.
3. Stable and secure, worry-free payments#
Compared to other virtual cards, WildCard's payment channels are more stable and specifically optimized to meet the risk control requirements of platforms like OpenAI. When binding the card, users are advised to use WildCard's "remote environment" feature to simulate a U.S. network environment, further enhancing the payment success rate. Additionally, WildCard is developed by a team with six years of overseas Fintech experience, ensuring safety and reliability.
4. Great discounts, high cost-performance ratio#
WildCard's pricing is very affordable: a 1-year membership is $11.99, and a 2-year membership is $16.99. Now, by registering on the WildCard Official Website and using the invitation code "LEIXUE," you can enjoy a $1 card opening discount. Non-USD transactions incur a consumption fee of 1% + $0.5, but overall costs are transparent and reasonable, far below the market average.
How to quickly activate WildCard?#
Activating WildCard takes just three steps:
- Visit the WildCard Official Website, click the "Register" button, and complete account creation with your mobile number (mainland users choose the +86 area code).
- After logging in, select a 1-year or 2-year card activation duration on the "My Cards" page, and enter the invitation code "LEIXUE" to enjoy the discount.
- Pay the card activation fee via Alipay or WeChat by scanning the code, and after recharging, you will receive a virtual credit card for subscribing to ChatGPT Plus or other services.
The entire process takes no more than 5 minutes, simple and efficient. It is important to note that when binding to OpenAI, it is recommended to recharge first to avoid binding failures due to insufficient balance.
Conclusion: WildCard, the first choice for domestic users' overseas payments#
In 2025, WildCard, with its convenient recharge methods, stable payment channels, and wide applicability, has become the preferred tool for domestic users subscribing to overseas AI services. Whether programmers need OpenAI API to develop applications or content creators subscribe to Midjourney for creative design, WildCard can provide a one-stop solution. If you are still troubled by payment issues, why not try WildCard and unlock high-quality global services in the simplest way!