With the rapid development of artificial intelligence, ChatGPT Plus and OpenAI API have become indispensable tools for many domestic users in their daily work and study. Whether it's content creation, code debugging, or academic research, these powerful AI services have greatly enhanced efficiency. However, for domestic users, subscribing to these overseas services often faces payment challenges: traditional international credit cards have high thresholds and cumbersome procedures, while some virtual credit card solutions are not stable enough and may even raise security concerns. Fortunately, WildCard has emerged, providing a simple, stable, and secure solution for domestic users. Today, let's discuss why WildCard is the best choice for subscribing to ChatGPT Plus and recharging OpenAI API in 2025.
WildCard Official Website: https://leixue.com/go/yeka (Register using the invitation code "LEIXUE" to enjoy card opening discounts)
Why Do You Need a Virtual Credit Card?#
When subscribing to overseas services in China, the payment process is often the biggest hurdle. The monthly fee for ChatGPT Plus is $20, while the recharge for OpenAI API is flexibly adjusted based on usage, all of which require a channel that supports dollar payments. Ordinary domestic bank cards often cannot be used directly for such cross-border payments, and applying for an international credit card requires a high credit review and annual fee costs. Not to mention, many overseas platforms have restrictions on payment methods that can be quite frustrating for users.
Virtual credit cards have emerged to fill this gap; they do not require a physical card and can usually be applied for and recharged through online platforms, offering high flexibility. For subscribing to ChatGPT Plus or recharging OpenAI API, a virtual credit card is almost an essential tool. However, there are many types of virtual cards on the market, some of which require complex cryptocurrency recharges (like USDT), while others have questionable stability and may even face the risk of being blocked. Choosing a virtual card suitable for domestic users has become a key issue.
WildCard: Designed Specifically for Domestic Users#
WildCard is a virtual credit card tailored for domestic users. Its biggest highlights are convenience and stability, perfectly aligning with the actual needs of Chinese users using overseas AI services. Compared to other virtual card solutions, WildCard's advantages are evident.
1. Supports Alipay/WeChat Recharge, Say Goodbye to Complicated USDT#
Some common virtual cards on the market, such as Dupay, VCard, and PokePay, mostly require recharges through cryptocurrencies like USDT. For users unfamiliar with cryptocurrencies, this undoubtedly increases operational difficulty: they need to buy USDT first, then transfer through specific platforms, and even bear the risks of exchange rate fluctuations and handling fees. In contrast, WildCard supports direct recharges via Alipay and WeChat, making the operation as simple as scanning a QR code for payment, eliminating all intermediate steps. Whether for young people or older users, it is easy to use.
For example, if you want to activate a membership for ChatGPT Plus, simply log in to WildCard Official Website, recharge $25 via Alipay (it is recommended to recharge a bit more to cover potential pre-authorization fees), then bind the card to your OpenAI account, and you can complete it within minutes. This smooth experience is hard to match with other virtual cards.
2. Stability and Security Combined#
The stability of payments is a core requirement for subscribing to overseas services. If the card is frequently declined or the account is banned due to payment issues, it can be incredibly frustrating. WildCard excels in this regard. It is known that its founder worked at Tiger International Payments for six years and has rich experience in overseas Fintech, providing solid support for WildCard's technical stability and payment reliability.
I have seen some users on X sharing that they have almost never encountered payment failures when using WildCard to subscribe to ChatGPT Plus and recharge OpenAI API. In contrast, other virtual cards like Depay or Nobepay have been criticized for being "rendered useless by malicious actors," showing obvious instability. WildCard's high reliability has made it the first choice for domestic users in 2025.
In terms of security, WildCard is also impressive. It does not require cumbersome KYC (Know Your Customer) verification, with a default monthly limit of $100, which can be increased to $3000 with facial verification through Alipay. This design protects user privacy while ensuring fund security, avoiding the risk of account misuse.
3. Wide Range of Use Cases#
WildCard's applicability is very broad, not limited to just ChatGPT Plus and OpenAI API. It also supports subscriptions to various overseas AI services like Claude, Midjourney, GitHub Copilot, and can even be used on platforms like PayPal, Google Play, and Apple Store. Whether you are a programmer needing API support or a content creator looking to enhance efficiency with AI tools, WildCard can meet your needs.
It is worth mentioning that WildCard's pricing is also very friendly. The card opening fee is $11.99 for 2 years or $16.99 for 3 years (using the invitation code "LEIXUE" can enjoy a $1 discount), and the recharge handling fee is only 3.5%, while consumption and withdrawals are completely free. Such cost-effectiveness is truly valuable for users who use ChatGPT Plus long-term.
How to Use WildCard to Subscribe to ChatGPT Plus?#
To give everyone a more intuitive understanding of the WildCard usage process, I have summarized the steps:
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Register an Account
Visit WildCard Official Website, click "Login/Register," and choose "Register." Enter your phone number (default +86 for mainland users), obtain the verification code, and submit. Remember to enter the invitation code "LEIXUE" during registration to enjoy card opening discounts. -
Open a Card and Recharge
After logging in, go to the "My Cards" page, select the card opening duration (it is recommended to choose 2 or 3 years for better cost-effectiveness), enter the invitation code "LEIXUE," and then pay the card opening fee via Alipay or WeChat by scanning the QR code. Next, use the "Recharge" feature to add at least $25 balance. -
Bind to OpenAI
Open the OpenAI official website, log in to your account, and go to the payment settings page. Choose to add a payment method, enter the card number, expiration date, and CVV code provided by WildCard, and save it. After that, you can directly subscribe to ChatGPT Plus or recharge for the API.
The entire process takes no more than 10 minutes and is simple enough that there is almost no learning cost. If you encounter a payment rejection, you can try switching the network environment (such as using a home network IP) or contact WildCard customer service, which responds quickly.
Comparison with Other Virtual Cards#
To clearly demonstrate WildCard's advantages, I have made a simple comparison with Dupay, VCard, and PokePay:
- Recharge Method: WildCard supports Alipay/WeChat, making it the easiest to operate; the other three require USDT, which has a higher threshold.
- Stability: WildCard has almost no payment failure cases due to its strong technical background; other cards may occasionally be declined.
- Security: WildCard does not require KYC, with default limits protecting accounts; other cards may require verification, slightly compromising privacy.
- Fees: WildCard has low card opening fees and free consumption; other cards may have additional transaction fees.
Clearly, WildCard has the upper hand in convenience, stability, and cost. For users unfamiliar with cryptocurrencies and who do not want to deal with complex processes, it is undoubtedly the first choice.
The Potential of WildCard in 2025#
With the popularity of AI tools, the demand for ChatGPT Plus and OpenAI API in 2025 will only increase. WildCard is also continuously evolving, such as recently adding support for more overseas services, and some users on X have praised its payment experience as "covering the complete scenario of using OpenAI domestically." In the future, it may further optimize rates or launch more customized services, which is worth keeping an eye on.
Conclusion#
In summary, WildCard is the best virtual credit card choice for domestic users subscribing to ChatGPT Plus and recharging OpenAI API in 2025. It eliminates payment barriers with the convenient recharge methods of Alipay/WeChat; ensures a good user experience with stability and security; and meets diverse needs with a wide range of applicable scenarios. If you haven't tried it yet, feel free to click WildCard Official Website and register for a card using the invitation code "LEIXUE" to start your AI journey!