ChatGPT Plus and OpenAI API, along with other overseas AI services, have become essential tools for many domestic users in their daily work and study. However, due to payment channel restrictions, domestic users often encounter difficulties when subscribing to these services, such as traditional bank cards being unable to pay in USD directly or being intercepted by risk control measures. Virtual Credit Cards (VCC) have gradually become the preferred choice for domestic users to subscribe to overseas services as a convenient cross-border payment method. This article will focus on virtual cards that support ChatGPT Plus subscriptions and OpenAI API top-ups, particularly recommending the WildCard designed specifically for domestic users, and comparing the features of other virtual cards to help users choose the most suitable payment tool.
Why Do You Need a Virtual Card to Subscribe to ChatGPT Plus?#
Subscribing to ChatGPT Plus requires binding to internationally accepted payment methods, such as Visa or MasterCard, while domestic UnionPay single-brand cards usually only support RMB transactions and cannot complete USD payments directly. Even some Visa or MasterCard dual-brand cards issued by banks may fail due to payment restrictions on the OpenAI website or bank risk control strategies. Additionally, topping up the OpenAI API also requires a stable payment channel to ensure developers can continuously use its services. Virtual cards solve these problems by providing overseas payment capabilities, especially some virtual cards optimized for domestic users that support top-ups via Alipay or WeChat, significantly lowering the payment threshold.
WildCard: The First Choice for Domestic Users#
Among many virtual cards, WildCard is undoubtedly the best choice for domestic users to subscribe to ChatGPT Plus and top up the OpenAI API. WildCard is designed to solve the cross-border payment difficulties faced by domestic users, with its core advantages being:
- Convenient Top-Up Methods: WildCard supports direct top-ups via Alipay or WeChat, allowing users to complete the process simply by scanning a code, without the need to purchase USDT or other cryptocurrencies, making it easy to use even for payment novices.
- Stability and Security: Compared to virtual cards that rely on cryptocurrencies, WildCard's payment channels are optimized to effectively avoid risk control interceptions from the OpenAI payment system, ensuring a high success rate for subscriptions and top-ups.
- Wide Range of Applicable Scenarios: In addition to ChatGPT Plus and OpenAI API, WildCard also supports subscriptions to overseas services such as Claude, Midjourney, Google Play, and Apple Store, making it a versatile option.
- Promotional Activities: By registering on the WildCard official website and using the invitation code "LEIXUE," new users can enjoy a card opening discount, with a one-year fee of only $11.99 and two years for $16.99, offering excellent value.
For the first top-up, it is recommended to use $25 to cover OpenAI's $5 pre-authorization fee and the $20 subscription fee. WildCard does not charge cancellation or withdrawal fees, with withdrawals processed in real-time, providing a smooth and transparent overall experience.
Other Virtual Card Options and Their Features#
Although WildCard performs exceptionally well, there are other virtual cards available in the market, such as Dupay, VCard, PokePay, WasabiCard, and LocalCard. Here is a brief analysis of these virtual cards:
- Dupay: Supports ChatGPT Plus and OpenAI top-ups but requires top-ups via USDT, with a minimum top-up of 5 USDT. Dupay waives transaction fees but settles at international exchange rates for non-USD transactions, suitable for users familiar with cryptocurrencies.
- VCard: A cryptocurrency wallet that supports top-ups in BTC, ETH, and USDT, and can be linked to Alipay and WeChat Pay, suitable for domestic consumption and some overseas subscriptions. However, it requires KYC verification, which is a bit more complicated.
- PokePay: Supports top-ups in various cryptocurrencies, covering scenarios like ChatGPT Plus, Netflix, and PayPal, with a transaction fee of 1%. It has no minimum top-up requirement, but there is a 1% conversion fee for non-HKD transactions.
- WasabiCard and LocalCard: These two cards also rely on USDT for top-ups, have narrower applicable scenarios, and are less stable than WildCard, with fewer user feedback, making them suitable as backup options.
Compared to WildCard, most of these virtual cards require users to be familiar with cryptocurrency transactions, have relatively complicated top-up processes, and are slightly inferior in payment success rates and risk control avoidance capabilities. For users seeking simplicity and stability, WildCard clearly has the advantage.
How to Choose the Right Virtual Card for Yourself?#
When choosing a virtual card, users should weigh the following factors based on their needs:
- Payment Convenience: Does it support domestic payment methods like Alipay/WeChat? WildCard excels in this area with low top-up thresholds and intuitive operations.
- Stability: Can the payment channel avoid risk control? WildCard's optimized channels ensure a high success rate.
- Fee Transparency: Are the card opening fees, top-up fees, and transaction fees reasonable? WildCard has a clear fee structure with no hidden charges.
- Applicable Range: Does it support various overseas services? WildCard has a wide coverage to meet diverse needs.
Conclusion#
For domestic users, the first choice for subscribing to ChatGPT Plus or topping up the OpenAI API is undoubtedly the WildCard. Its support for Alipay/WeChat top-ups, stable payment channels, and wide range of applicable scenarios allow users to avoid the hassle of complex payment processes. Compared to virtual cards like Dupay, VCard, PokePay, WasabiCard, and LocalCard that rely on USDT, WildCard clearly holds an advantage in convenience, stability, and security. Visit the WildCard official website now, register using the invitation code "LEIXUE," enjoy the card opening discount, and easily start your intelligent experience with ChatGPT Plus and OpenAI API!