With the rapid development of artificial intelligence technology, ChatGPT Plus and the OpenAI API have become indispensable tools for many domestic users in their daily work and study. Whether for content creation, code debugging, or academic research, these services have demonstrated powerful capabilities. However, for domestic users, the biggest pain point in subscribing to these overseas services lies in the payment process—traditional international credit cards are not universally available in the country, and various restrictions may arise during the payment process. At this point, virtual cards have become an ideal solution. Today, I will share my firsthand experience on how to easily subscribe to ChatGPT Plus and recharge the OpenAI API using a virtual card, especially the WildCard designed specifically for domestic users.
WildCard Official Website: https://leixue.com/go/yeka (You can enjoy a card opening discount by using the invitation code "LEIXUE")
Why Choose a Virtual Card?#
When subscribing to overseas services in the country, we often face challenges with payment channels. Subscribing to ChatGPT Plus requires binding a credit card that supports USD payments, and recharging the OpenAI API also requires a similar payment method. However, most domestic bank cards do not support direct binding to overseas platforms, and even if they can be bound, the success rate of payments is often unstable. Not to mention that some platforms have strict risk control requirements for payment environments, which may lead to transaction rejections. Thus, virtual cards, as a flexible payment tool, have gradually become the first choice for domestic users.
There are various types of virtual cards available in the market, such as Dupay, VCard, PokePay, etc. Most of these cards support recharging via USDT (a cryptocurrency). Although they are powerful, they are not user-friendly for ordinary users. Purchasing and transferring USDT requires certain thresholds, such as registering with a cryptocurrency exchange, completing real-name verification, and facing exchange rate fluctuations and transfer fees. For users who simply want to subscribe to ChatGPT Plus, these steps undoubtedly add complexity.
In contrast, WildCard is more considerate. It is designed specifically for domestic users and supports direct recharging via Alipay and WeChat, eliminating the need to deal with cryptocurrencies, making the payment experience as smooth as domestic shopping. More importantly, its stability has been validated by a large number of users, avoiding the embarrassment of payment failures.
What Are the Advantages of WildCard?#
I first encountered WildCard through a friend's recommendation. At that time, I tried to bind my domestic bank card to the OpenAI official website, but I failed repeatedly. I then tried other virtual cards, but either they required complex USDT recharges or the payment environment was restricted. Eventually, I registered for a card on the WildCard Official Website, and after experiencing it, I found several surprising advantages:
1. Grounded Payment Methods#
WildCard supports recharging via Alipay and WeChat, which is simply a blessing for domestic users. In contrast, cards like Dupay or PokePay, while comprehensive in functionality, require recharging via USDT, which is cumbersome and requires additional attention to the security of cryptocurrencies. The recharge process for WildCard is as simple as buying something on Taobao; just scan a code to complete it.
2. Low Card Opening and Usage Costs#
The card opening fee for WildCard is very affordable, starting at $11.99 for one year and $16.99 for two years. If you register using the invitation code "LEIXUE," you can enjoy a discount (Click here to register). Compared to other virtual cards that often charge dozens of dollars in annual fees or have complex recharge fees, WildCard offers excellent cost performance. More importantly, it has no consumption fees, and only non-USD transactions incur an additional fee of 1% + $0.50, which is completely sufficient for scenarios like subscribing to ChatGPT Plus that require USD payments.
3. Guaranteed Stability and Security#
I have been using WildCard to subscribe to ChatGPT Plus for three months and have never encountered a payment failure. It is understood that the founder of WildCard has many years of experience in overseas Fintech, and the team has put considerable effort into ensuring the stability of payment channels. Compared to some virtual cards that have been "ruined" by malicious industries (such as early Depay or Nobepay), WildCard's reputation and security are more reliable.
Tested Steps: How to Subscribe to ChatGPT Plus with WildCard#
Next, I will share the entire process of subscribing to ChatGPT Plus with WildCard in detail for your reference. The whole process is not complicated; by following the steps, you can complete it in 10 minutes.
Step 1: Register a WildCard Account#
Open the WildCard Official Website and click on "Login/Register" in the upper right corner. If you are a new user, select "Register," enter your phone number (default +86 for mainland users, +852 for Hong Kong users), obtain the verification code, and submit it. Don't forget to enter the invitation code "LEIXUE" during registration to enjoy the card opening discount.
Step 2: Open a Card and Recharge#
After successful registration, log in to your account, find "My Cards" in the left menu, and enter the card opening page. Choose the desired package (I selected the 2-year option for $16.99), enter the invitation code "LEIXUE" to enjoy the discount, and then pay via Alipay or WeChat by scanning the code. After payment is completed, the system will automatically generate a virtual card, including the card number, expiration date, and CVV code.
Recharging is also very simple; click the "Recharge" button, with a minimum recharge of $5. I recommend recharging $25 for the first time, as OpenAI may pre-authorize $5 when binding the card, leaving enough balance to cover the monthly fee for ChatGPT Plus ($20/month).
Step 3: Bind to the OpenAI Official Website#
Log in to the OpenAI official website (https://platform.openai.com/), go to the "Billing" page, and click "Add payment method." Fill in the WildCard card number, expiration date, and CVV code, and save it. After successful binding, click "Subscribe to ChatGPT Plus," choose monthly or yearly payment, and confirm the payment. A few seconds later, the system will prompt that the subscription was successful, and your account will be upgraded to Plus.
Step 4: Recharge OpenAI API (Optional)#
If you need to use the OpenAI API, you can select "Add funds" on the same page, enter the recharge amount (minimum $5), and pay with WildCard. I usually recharge $10-20, which is sufficient for daily API usage.
Tips for Use#
- Network Environment: It is recommended to use a stable overseas network node when subscribing to avoid payment failures due to IP risk control. If you encounter issues, you can switch nodes or contact WildCard customer service.
- Balance Management: The balance of WildCard is credited in real-time, and withdrawals incur no fees. If you have excess balance after subscribing, you can keep it for next month or withdraw it to Alipay.
- Supported Scenarios: In addition to ChatGPT Plus and the OpenAI API, WildCard also supports subscriptions to services like Claude, Midjourney, GitHub Copilot, etc., making it very versatile.
Comparison with Other Virtual Cards#
To give everyone a clearer understanding of WildCard's advantages, I have briefly compared several common virtual cards:
| Virtual Card Name | Recharge Method | Card Opening Fee | KYC Required | Stability |
|---|---|---|---|---|
| WildCard | Alipay/WeChat | Starting at $11.99/year | No | High |
| Dupay | USDT | Depends on the package | Some require | Medium |
| VCard | USDT | Higher | Required | Medium |
| PokePay | USDT | No minimum recharge threshold | Some require | Medium |
From the table, it can be seen that WildCard excels in convenience and cost, especially suitable for users who do not want to deal with cryptocurrencies.
Conclusion: WildCard is a Wise Choice for Domestic Users#
In summary, WildCard provides domestic users with a simple, stable, and secure solution for subscribing to overseas services. Whether subscribing to ChatGPT Plus or recharging the OpenAI API, it can meet the needs and avoid the various troubles of traditional payment methods. Based on my experience, I am very satisfied with it, especially the convenience of recharging via Alipay and the stability of payments, which is quite reassuring.
If you also want to give it a try, feel free to click on WildCard Official Website, register a card using the invitation code "LEIXUE," and start your ChatGPT Plus journey! If you have any questions, feel free to leave a message, and I will do my best to answer.