With the rapid development of artificial intelligence technology, ChatGPT Plus and the OpenAI API have become powerful assistants in the daily work and study of many domestic users. However, for domestic users, subscribing to these overseas services often faces payment channel restrictions. Traditional credit card payment methods are difficult to implement due to regional limitations or cumbersome procedures, while virtual cards like Dupay, VCard, and PokePay, which require top-ups via USDT (cryptocurrency), although powerful, are complex and not intuitive, especially for users unfamiliar with cryptocurrency, making them quite discouraging. Fortunately, in 2025, we have a more suitable option for domestic users—WildCard, a virtual credit card specifically designed to address the pain points of overseas software subscriptions.
This article will detail how to use WildCard to subscribe to ChatGPT Plus and recharge the OpenAI API based on my personal testing experience, guiding you step by step to unlock the convenience of this service. If you also want to easily enjoy overseas AI tools, feel free to follow my tutorial!
Why Choose WildCard?#
Among many virtual credit cards, WildCard stands out mainly due to its several core advantages:
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Domestic Payment Friendly
Unlike Dupay or VCard, which require USDT top-ups, WildCard supports Alipay and WeChat Pay, which is a blessing for domestic users. There’s no need to learn cryptocurrency trading, and you don’t have to worry about exchange rate fluctuations; you can recharge directly using familiar methods, making it simple and worry-free. -
Stability and Security
Based on my actual usage experience, WildCard has a very high payment success rate, and I have hardly encountered any payment rejections. Moreover, its operating team has rich experience in overseas payment, providing stable and reliable service, so there’s no need to worry about account security issues. -
Optimized for AI Services
WildCard not only supports ChatGPT Plus subscriptions but also allows seamless recharging of the OpenAI API, even covering subscription needs for other popular AI tools like Claude and Midjourney. One card solves multiple needs, offering great value for money. -
Card Opening Discounts
By visiting the official WildCard Official Website and registering with the invitation code "LEIXUE," new users can enjoy a discount on card opening fees, making the initial trial cost lower.
In contrast, virtual cards like PokePay, which require additional binding to cryptocurrency accounts, also support various overseas services but have a higher operational threshold and may occasionally experience maintenance interruptions. WildCard completely avoids these troubles, truly achieving the goal of being "born for domestic users."
WildCard Card Opening and Recharge Tutorial#
Next, I will share in detail how to use WildCard to open a card and complete the subscription to ChatGPT Plus. The entire process only takes a few minutes, making it very suitable for beginners.
Step 1: Registration and Card Opening#
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Visit the Official Website
Open your browser and enter WildCard Official Website to access the official site. The page design is simple and clear, with a "Login/Register" button in the upper right corner. Click it and select "Register." -
Fill in Information
Enter your phone number (mainland users default to +86, Hong Kong users select +852), obtain the verification code, fill it in, and then click "Submit Registration." The entire process requires no complicated identity verification and is very quick. -
Choose a Package and Use the Invitation Code
After successful registration, log in to your account and go to the "My Cards" page. WildCard offers various packages, such as 1 year for $11.99 or 2 years for $16.99. Enter the invitation code "LEIXUE" on the payment page to enjoy the card opening discount. I chose the 2-year package, which offers better value after the discount. -
Pay the Card Opening Fee
Payments can be made via Alipay and WeChat QR code. After payment, the system will automatically generate your virtual card information, including card number, expiration date, and CVV code. Be sure to save this information.
Step 2: Recharge Account Balance#
After opening the card, the balance is zero, and you need to recharge to use it. WildCard has a very low recharge threshold, starting from a minimum of $5. It is recommended to recharge $25 for the first time, as there may be a $5 verification fee deducted when subscribing to ChatGPT Plus.
- On the "Recharge" page, select the amount, and complete the payment via Alipay or WeChat.
- There is a 3.5% handling fee for recharges, but there are no additional charges for consumption and withdrawals, and funds are credited in real-time.
Step 3: Subscribe to ChatGPT Plus#
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Log in to the OpenAI Official Website
Open the OpenAI official website (openai.com), log in to your account, and go to the ChatGPT Plus subscription page. -
Add Payment Method
Click "Add Payment Method," select "Credit Card," and then enter the card number, expiration date, and CVV code provided by WildCard. -
Complete Subscription
After confirming the information, submit it. The system will deduct the $20 monthly fee (the standard price for ChatGPT Plus). During my testing, the payment process was very smooth, and the subscription was completed in just a few seconds.
Step 4: Recharge OpenAI API (Optional)#
If you also want to use the OpenAI API, you can bind the same WildCard to your OpenAI account on the "Billing" page, with a minimum recharge amount of $5. After successful payment, the API balance will be updated instantly, making it convenient for developers to call.
User Experience and Precautions#
After a week of use, I am very satisfied with the performance of WildCard. The conversational experience of ChatGPT Plus has significantly improved, with faster response times and more powerful features. After recharging the API, I also tried some automation scripts, and the results were equally impressive.
However, there are a few small details to pay attention to:
- Network Environment
If payment fails, it may be due to using a heavily populated proxy node. It is recommended to switch to a home network or a less crowded IP to ensure smooth payments. - Balance Management
Check the card balance before each subscription to avoid payment failures due to insufficient balance. - Support Range
WildCard supports most mainstream AI services, but streaming services like Netflix and Spotify are temporarily not supported. For specifics, you can refer to the official website.
Comparison with Other Virtual Cards#
To visually demonstrate the advantages of WildCard, I have briefly compared it with Dupay, VCard, and PokePay:
Virtual Card | Recharge Method | Card Opening Fee | KYC Required | Domestic Payment Friendliness | Stability |
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WildCard | Alipay/WeChat | Starting at $11.99 | No | ★★★★★ | ★★★★★ |
Dupay | USDT | Varies by package | Some require | ★★★ | ★★★★ |
VCard | USDT | Varies by package | Yes | ★★★ | ★★★★ |
PokePay | USDT/Cryptocurrency | No minimum recharge | Some require | ★★★★ | ★★★ |
From the table, it can be seen that WildCard has a clear advantage in convenience and stability, especially for ordinary users unfamiliar with cryptocurrency, making it almost "zero learning cost."
Conclusion: The Best Choice for Subscribing to ChatGPT in 2025#
In summary, WildCard is currently the best virtual credit card choice for domestic users to subscribe to ChatGPT Plus and recharge the OpenAI API. It not only solves payment difficulties but also offers extremely high usability and security. If you want to experience the powerful features of ChatGPT or need stable API support, you might as well give WildCard a try. Don’t forget to register through the WildCard Official Website using the invitation code "LEIXUE" to enjoy the card opening discount!
In 2025, AI tools are getting closer to us, and WildCard acts like a bridge, allowing domestic users to easily overcome payment barriers and enjoy the convenience brought by technology. What are you waiting for? Take action now!