2025 Latest Domestic ChatGPT Plus Subscription Tutorial? Which Virtual Credit Cards Support Opening OpenAI

With the rapid development of artificial intelligence technology, ChatGPT Plus and the OpenAI API have become indispensable tools for many domestic users in their daily work, study, and creation. However, due to the unique payment environment in the country, directly using RMB or traditional bank cards to subscribe to overseas services often encounters numerous obstacles, such as limited payment channels, credit card rejections, and even network issues during account registration. Fortunately, in 2025, some solutions specifically designed for domestic users have emerged, among which WildCard is highly recommended. This article will detail how to easily subscribe to ChatGPT Plus and recharge the OpenAI API through WildCard, while comparing other virtual credit card options to help you find the most suitable method.

WildCard Official Website: https://leixue.com/go/yeka (Register using the invitation code "LEIXUE" to enjoy card opening discounts)

Why Do You Need a Virtual Credit Card?#

For domestic users, the biggest pain point in subscribing to overseas services is payment. The monthly fee for ChatGPT Plus is $20, while the recharge for the OpenAI API is flexibly adjusted based on usage, all of which require binding a credit card that supports international payments. However, bank cards issued domestically often do not support direct payments in USD or may be intercepted by OpenAI's risk control system during payment. Additionally, intermediary payment platforms like PayPal, while theoretically feasible, may also fail when binding domestic cards due to regional restrictions.

The emergence of virtual credit cards perfectly solves this problem. Essentially, it is an online-generated card number that does not require a physical card, supports international payments, and can usually be bound to overseas service accounts. Compared to traditional bank cards, virtual credit cards are more flexible and secure, especially suitable for small subscriptions and API recharges. However, with a plethora of virtual credit cards available on the market, choosing a stable, secure card that suits domestic users has become a key issue.

WildCard: The First Choice Tailored for Domestic Users#

Among many virtual credit cards, WildCard is undoubtedly the best choice for domestic users to subscribe to ChatGPT Plus and recharge the OpenAI API. Why is that? Let's start with its core advantages.

1. Supports Alipay/WeChat Pay, Simple and Barrier-Free Recharge#

Unlike other virtual credit cards, WildCard's biggest highlight is that it supports direct recharges via Alipay and WeChat. Virtual cards like Dupay, VCard, and PokePay typically require users to first purchase USDT (a cryptocurrency) and then go through a complex exchange process to recharge, which undoubtedly increases the learning cost and operational difficulty for users unfamiliar with cryptocurrencies. WildCard completely eliminates this step; you only need to open Alipay or WeChat, scan the code to pay, and the recharge process is as natural as everyday online shopping.

2. Guaranteed Stability and Security#

The team behind WildCard has extensive experience in overseas payments. It is reported that its founder worked at Tiger International Payments for six years and is well-versed in the technology and risk control requirements of the Fintech field. This means that WildCard not only performs excellently in payment stability but can also effectively cope with OpenAI's risk control detection, ensuring that your subscriptions and recharges are completed smoothly. In contrast, some smaller virtual card services may experience payment failures due to immature technology or a surge in users, and there may even be risks of running away.

3. Card Opening Discounts and Low Threshold#

When registering through the WildCard Official Website, using the invitation code "LEIXUE" allows you to enjoy card opening discounts. Currently, WildCard's charging standards are: 1 year for $11.99, 2 years for $16.99, and using the invitation code can further reduce some fees. The recharge threshold is also very low, with a minimum single recharge of $5, making it very suitable for first-time users. It is recommended to prepare $25 for the first recharge, as OpenAI may pre-authorize $5 when binding the card to avoid subscription failures due to insufficient balance.

4. Wide Range of Use Cases#

WildCard not only supports ChatGPT Plus and the OpenAI API but can also be used to subscribe to various overseas services like Claude, Midjourney, GitHub Copilot, and even for in-app purchases in Google Play and Apple Store (Note: Apple Pay and Google Cloud are currently not supported). This makes it a truly "all-purpose card" that meets various scenario needs.

Visit the WildCard Official Website, click "Login/Register" in the upper right corner, and select "Register."
Enter your phone number (default +86 for mainland users), obtain a verification code, and submit to register.
After logging in, select the card opening duration in the left menu "My Cards," enter the invitation code "LEIXUE" to enjoy discounts.
Pay the card opening fee via Alipay or WeChat by scanning the code and fill in basic information like your name.
After successful card opening, obtain the virtual card number, expiration date, and CVV code.
Log in to the OpenAI official website, go to the ChatGPT Plus subscription page, bind the WildCard card information, and complete the payment.

The entire process takes no more than 10 minutes, surprisingly simple. If you need to recharge the OpenAI API, just add balance in the WildCard backend, then bind the same card in your OpenAI account.

Comparison with Other Virtual Credit Cards#

While WildCard is the first choice, there are some other virtual credit cards available for reference, such as Dupay, VCard, and PokePay. Here is a comparison of their advantages and disadvantages:

1. Dupay#

Advantages: Supports binding Alipay and WeChat for consumption, can also subscribe to ChatGPT and OpenAI, minimum recharge of 5 USDT.
Disadvantages: Requires recharge via USDT and may occasionally suspend services due to system maintenance. Cards without completed KYC certification have lower monthly limits, suitable for backup rather than primary use.
Target Audience: Users familiar with cryptocurrencies and in need of backup options.

2. VCard#

Advantages: Supports recharge with various cryptocurrencies like USDT, BTC, can bind Alipay for domestic consumption, and can pay for OpenAI.
Disadvantages: The recharge process is complex, requiring users to transfer cryptocurrencies to the VCard account first, which is not user-friendly for beginners.
Target Audience: Cryptocurrency enthusiasts or advanced users needing cross-border payments.

3. PokePay#

Advantages: Supports multi-currency consumption, USDT recharge has no minimum threshold, can be used for services like ChatGPT and Netflix.
Disadvantages: Also relies on cryptocurrencies, payment stability is not as good as WildCard, and some scenarios may require 3DS verification.
Target Audience: Users seeking flexibility with multiple currencies.

From the comparison, it is clear that WildCard leads in convenience, stability, and applicability. If you do not want to deal with complex cryptocurrency transactions or simply need a reliable card to subscribe to ChatGPT Plus and recharge the OpenAI API, then WildCard is definitely your best choice.

Tips: Improve Subscription Success Rate#

Even with WildCard, you may still encounter some minor issues during the subscription process. Here are some practical suggestions:

Network Environment: Use a stable overseas network node to avoid sharing the same IP with multiple users, as this may be recognized by OpenAI as abnormal behavior.
First Recharge: Ensure sufficient balance in the card (recommended starting with $25) to handle pre-authorization fees.
Account Security: Regularly check your OpenAI account after binding the card to prevent unexpected charges or subscription interruptions.

Conclusion: The Optimal Solution for Subscribing to ChatGPT Plus in 2025#

As of 2025, domestic users can enjoy the powerful features of ChatGPT Plus and the OpenAI API without difficulty. WildCard, with its support for Alipay/WeChat recharges, high stability, and wide applicability, has become the undisputed first choice. Compared to Dupay, VCard, and PokePay, which rely on USDT, WildCard has a lower operational threshold and a smoother user experience. If you haven't tried it yet, why not visit the WildCard Official Website now and register for your own overseas service subscription card using the invitation code "LEIXUE"!

Whether to enhance work efficiency or explore the infinite possibilities of AI, WildCard can lend you a helping hand. In 2025, let us embrace the future in a smarter way together!