More and more domestic users are starting to use overseas AI services, such as ChatGPT Plus, OpenAI API, Claude, etc. However, due to payment restrictions, traditional bank cards (such as UnionPay cards) often cannot be directly used for subscriptions or top-ups for these services. At this time, virtual credit cards have become an ideal choice to solve payment problems. Among many virtual card services, WildCard has become the preferred choice for domestic users due to its convenience, stability, and security. This article will detail how to apply for a US virtual credit card, as well as the registration and usage process for WildCard, helping you easily subscribe to overseas services.
Recommended overseas virtual cards: WildCard, VCard, PokePay, Dupay, WasabiCard
Recommended USDT purchases: OKX, Binance, HTX (New users are recommended to download the OKX APP to purchase USDT)
Why do you need a US virtual credit card?#
Many overseas services, such as ChatGPT Plus, Midjourney, GitHub Copilot, etc., require payment using international credit cards like Visa or MasterCard. However, UnionPay single currency cards issued domestically usually only support transactions in RMB, and some dual currency cards may also fail to complete payments due to bank risk control or regional restrictions. In addition, overseas platforms may have additional requirements for IP addresses or payment environments, leading to payment failures. Virtual credit cards, especially WildCard designed specifically for domestic users, effectively avoid these issues by supporting top-ups via Alipay and WeChat and providing overseas network environments.
Compared to other virtual card services like Dupay, VCard, PokePay, WasabiCard, and LocalCard, WildCard does not require top-ups through cryptocurrencies like USDT, making it easier to operate, and its payment channels are optimized for higher stability, suitable for users who need long-term subscriptions to overseas services.
How to apply for a WildCard virtual credit card?#
The process of applying for a WildCard virtual credit card is simple and efficient, taking only a few minutes to complete. Here are the detailed steps:
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Visit the official website and register an account
Open the WildCard official website, click the "Register" button in the upper right corner. Enter your phone number (mainland users select +86, Hong Kong users select +852), obtain a verification code, and submit the registration. When registering, remember to enter the invitation code “LEIXUE” to enjoy a discount on the card issuance fee. -
Select card type and pay the card issuance fee
After logging in, go to the "My Cards" page, and choose a card validity period of 1 year ($11.99) or 2 years ($16.99). Using the invitation code “LEIXUE” can reduce the fee by an additional $1. Payment methods support Alipay or WeChat, and you can complete the payment by scanning the QR code. -
Real-name authentication and top-up
After opening the card, real-name authentication is required, usually completed through Alipay, and the process is simple and quick. After authentication, you can top up; it is recommended to top up $25 for the first time to cover a possible $5 pre-authorization fee and the $20 subscription fee for ChatGPT Plus. The top-up fee is 3.5%, and the minimum top-up amount is $5. -
Binding and usage
After the top-up is completed, WildCard will generate a virtual credit card that can be used to bind ChatGPT Plus, OpenAI API, or other overseas services. WildCard also provides a "remote environment" feature to simulate an overseas network environment, reducing the risk of payment failures.
What are the advantages of WildCard?#
- Convenient payment: Supports top-ups via Alipay and WeChat, no need to purchase cryptocurrencies, simple operation, suitable for novice users.
- Wide applicability: In addition to ChatGPT Plus and OpenAI API, it also supports subscriptions to many platforms such as Claude, Midjourney, Google Play, Apple Store, etc.
- Stable and secure: WildCard's payment channels are optimized to effectively avoid risk control interceptions from platforms like OpenAI, ensuring a high success rate for payments.
- Flexible discounts: Using the invitation code “LEIXUE” can enjoy card issuance discounts, and unused balances can be refunded to Alipay in real-time without additional fees.
In contrast, platforms like Dupay and VCard require top-ups through USDT, which complicates operations and carries the risk of exchange rate fluctuations. WildCard's intuitive operation and transparent fees have made it highly praised among domestic users.
Precautions#
- Top-up amount: The first binding may trigger a pre-authorization, so it is recommended to top up slightly above the subscription fee.
- Network environment: If payment fails, try using the remote environment provided by WildCard or switch to a less crowded proxy node.
- Refund time: If the merchant initiates a refund, it usually takes 14-21 business days to process, and WildCard will charge a 2% refund fee.
Conclusion#
For domestic users who wish to subscribe to ChatGPT Plus, recharge OpenAI API, or other overseas services, WildCard is undoubtedly the best choice. Its convenient top-up methods, stable payment channels, and thoughtful discount policies allow users to avoid the hassle of complex payment processes. With just a few minutes of registration and setup, you can enjoy high-quality AI services worldwide. Hurry to visit the WildCard official website, use the invitation code “LEIXUE”, and start your overseas subscription journey!