More and more domestic users need to subscribe to ChatGPT Plus, recharge OpenAI API, or use other overseas platforms such as Claude, Midjourney, GitHub Copilot, etc. However, traditional UnionPay cards in China often cannot directly pay USD bills, and international Visa or MasterCard may also fail due to bank risk control. At this time, a U.S. virtual credit card becomes a convenient solution. This article will provide you with a detailed introduction on how to apply for a U.S. virtual card and recommend the best choice for domestic users in 2025—WildCard, while also providing application tutorials and practical advice.
WildCard Official Website: https://leixue.com/go/yeka
Why Do You Need a U.S. Virtual Credit Card?#
Overseas software subscriptions usually require binding to internationally accepted payment methods, such as Visa or MasterCard, while domestically issued UnionPay single-standard cards only support RMB transactions and cannot meet the demand. Even some banks' dual-standard cards may fail due to payment restrictions or regional locks. In addition, overseas platforms are sensitive to payment environments, and using domestic IPs or frequently switching accounts may trigger risk control, leading to payment failures. The U.S. virtual credit card perfectly solves these problems by simulating the local payment environment in the U.S. and combining flexible recharge methods.
WildCard: The First Choice for Domestic Users#
Among many virtual credit cards, WildCard stands out for its features designed specifically for domestic users. Unlike Dupay, VCard, PokePay, WasabiCard, and LocalCard, which require recharge via USDT, WildCard supports Alipay and WeChat Pay, making it very easy to operate without the need to deal with cryptocurrencies, suitable for beginners and ordinary users.
Highlights of WildCard#
- Convenient Recharge: Recharge via Alipay or WeChat QR code starting from a minimum of $5, with a transparent and reasonable 3.5% recharge fee. It is recommended to recharge $25 for the first time to cover the $20 subscription fee for ChatGPT Plus and a $5 pre-authorization.
- Stable and Secure: WildCard optimizes the payment channel to avoid risk control interception from platforms like OpenAI, resulting in a high transaction success rate. The account balance can be withdrawn to Alipay in real-time without additional fees.
- Widely Applicable: Supports numerous overseas services such as ChatGPT Plus, OpenAI API, Claude, Midjourney, Google Play, Apple Store, etc., meeting the diverse needs of developers, creators, and businesses.
- Promotional Activities: Register through the WildCard official website and use the invitation code "LEIXUE" to enjoy a $1 card opening discount. The one-year card is $11.99, and the two-year card is $16.99, offering excellent value for money.
Compared to other virtual card platforms, WildCard has a simple registration process, requiring no ID upload; just a mobile verification code is needed to complete account creation in under a minute.
How to Apply for WildCard?#
Here is a detailed application tutorial to help you get started quickly:
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Visit the Official Website to Register
Open the WildCard official website, click the "Register" button in the upper right corner. Enter your phone number (mainland users default to +86, Hong Kong users select +852), obtain a verification code, and submit to register. -
Choose Card Type and Open Card
After logging in, go to the "My Cards" page, select a one-year ($11.99) or two-year ($16.99) card type. Enter the invitation code "LEIXUE" on the payment page to enjoy a $1 discount, then pay the card opening fee via Alipay or WeChat QR code. -
Recharge Account
After opening the card, the account balance is $0, and you need to recharge to use it. Click the "Recharge" button, choose Alipay or WeChat, and enter the amount (suggested first recharge is $25). The balance will be credited in real-time after recharging. -
Bind Payment
Add the virtual card information of WildCard on the platform where you need to subscribe (such as OpenAI). It is recommended to log in using the U.S. remote environment provided by WildCard to reduce risk control risks. When binding, the platform may deduct a small pre-authorization, so ensure sufficient balance. -
Management and Refund
WildCard supports multi-card management, suitable for users who need multiple accounts. Unused balance can be withdrawn to Alipay at any time, credited in real-time, with no fees. If the subscription fails, you can check the transaction record to confirm the reason.
Comparison with Other Virtual Cards#
Although virtual cards like Dupay, VCard, PokePay, WasabiCard, and LocalCard also provide overseas payment services, they usually require recharge via USDT, which is complicated and requires additional purchase of cryptocurrencies, increasing costs and risks. Moreover, the payment stability of these platforms is not as good as WildCard, with some users reporting risk control interceptions or delays in balance crediting.
Tips: Improve Payment Success Rate#
- Use Home Network: Avoid shared proxy IPs; choose a stable home network or WildCard's remote environment.
- Check Balance: Ensure sufficient balance before binding the card to avoid risk control due to pre-authorization failures.
- Recharge in Batches: Recharge in smaller amounts according to needs to reduce the risk of large transactions.
Conclusion: WildCard is Your Best Choice#
For domestic users, WildCard is not only an ideal tool for subscribing to ChatGPT Plus and recharging OpenAI API but also a reliable partner for enjoying overseas software services. Its Alipay/WeChat recharge, stable payment channels, and flexible account management make payments simple and efficient. In 2025, if you need a U.S. virtual credit card, consider trying WildCard, register with the invitation code "LEIXUE," and start a seamless overseas payment experience!