The popularity of blockchain technology and cryptocurrencies has led to an increasing demand among domestic cryptocurrency users for overseas virtual credit cards. Whether it's subscribing to ChatGPT Plus, recharging OpenAI API, or engaging in cross-border e-commerce and shopping, virtual credit cards have become a "magic tool" for solving payment issues. Especially for cryptocurrency users, virtual cards not only facilitate the easy withdrawal of cryptocurrencies like USDT but also seamlessly connect to domestic consumption scenarios. Today, let's discuss recommendations for overseas virtual credit cards suitable for domestic cryptocurrency users and how to apply for a U.S. virtual credit card, helping you easily handle global payments!
Recommended Overseas Virtual Cards: WildCard, VCard, PokePay, Dupay, WasabiCard
Recommended USDT Purchase Platforms: OKX, Binance, HTX (New users are recommended to download the OKX APP to purchase USDT)
Why Do Cryptocurrency Users Need Virtual Credit Cards?#
Cryptocurrency users hold assets like USDT and BTC, but directly spending these assets domestically is not easy. Traditional bank card payments are restricted, and overseas services often do not support domestic credit cards, making virtual credit cards essential. They can be linked to Alipay and WeChat for domestic consumption and can also pay for overseas services like Netflix and Amazon, even for advertising. The key is that virtual cards do not require cumbersome qualification reviews, are ready to use upon registration, and are highly secure, making them the "best partner" for cryptocurrency users.
Recommended Virtual Credit Cards for Domestic Cryptocurrency Users#
Here are several virtual credit cards suitable for domestic cryptocurrency users, featuring powerful and stable functions that cover various online and offline scenarios:
1. WildCard: The Most Down-to-Earth Choice#
WildCard is hailed as the "payment magic tool" for domestic users. Its biggest highlight is that it supports direct card opening and recharging via Alipay and WeChat, completely eliminating the need to purchase USDT, saving cryptocurrency users from the hassle of trading on exchanges. WildCard offers Mastercard/VISA card heads from the U.S. and Hong Kong, with a high payment success rate, making it particularly suitable for subscribing to AI services like ChatGPT, Claude, and OpenAI. No KYC certification is required, privacy protection is in place, and the operation is simple to the point of being "foolproof."
Recommendation Reason: RMB recharge, no monthly fees, Alipay/WeChat payment, stable payments. Register using the invitation code "LEIXUE" to enjoy card opening discounts, so go try it on the WildCard official website!
2. VCard: The Withdrawal Tool for Cryptocurrency Users#
VCard is a popular choice among cryptocurrency users, supporting USDT recharges with low and stable rates. It can not only pay for overseas services but also be linked to Alipay and WeChat for domestic consumption, making it a "USDT cash-out magic tool." VCard supports scenarios like ChatGPT Plus and App Store U.S. region recharges, and some cards even support 3DS verification for higher security. However, recharging requires purchasing USDT through OKX or Binance, which is slightly more complex.
Recommendation Reason: Low rates, supports domestic consumption, cryptocurrency-friendly.
3. PokePay: A Flexible Player for Multi-Currency Payments#
PokePay primarily offers Hong Kong dollar VISA cards and supports recharges in various cryptocurrencies like USDT, BTC, and ETH. It not only provides virtual cards but also has physical card options, covering offline scenarios like ATM withdrawals and POS consumption. PokePay supports linking to Hong Kong Alipay (AlipayHK), making domestic QR code consumption super convenient, especially for cryptocurrency users cashing out. The card opening fee is slightly higher (20 USDT for virtual cards, 99 USDT for physical cards), but it offers comprehensive functions and good value for money.
Recommendation Reason: Multi-currency support, physical card option, Alipay HK linkage.
4. Dupay: A Long-Standing Stable Choice#
Dupay is the "big brother" of the virtual credit card world, offering VISA and Mastercard with USDT recharge support. It can meet global payment needs for services like ChatGPT, Netflix, and PayPal, and can also be linked for domestic platform consumption. Although there may occasionally be maintenance periods affecting recharges, its overall stability is strong, making it suitable for users with USDT reserves. Recharging requires purchasing USDT through exchanges like HTX, which can be a bit cumbersome.
Recommendation Reason: Established reliability, global payments, no recharge threshold.
5. WasabiCard: Niche but Full of Potential#
WasabiCard is an emerging virtual card with balanced functions, supporting USDT recharges and suitable for small payments and subscription services. Although it is not as well-known as the other options, its stability is gradually improving, making it a good backup card. Cryptocurrency users can recharge USDT through Binance, and the operation is simple.
Recommendation Reason: Niche alternative, balanced functions.
How to Apply for a U.S. Virtual Credit Card?#
For domestic users, applying for a U.S. virtual credit card is not complicated. Here are the general steps:
- Choose a Platform: Select a suitable virtual card based on your needs, such as WildCard (no USDT required) or VCard (cryptocurrency-friendly).
- Register an Account: Visit the official website and register using your phone number or email. It is recommended to use a Google email or an overseas phone number to protect your privacy.
- KYC Certification (optional): Some platforms like PokePay require KYC; for virtual cards, you can fill in non-personal information, but it is advisable to use real identity for physical cards.
- Recharge Funds:
- Open Card for Consumption: After recharging, you can open the card, obtain the card number, expiration date, and CVV, and link it to the target service to start consuming.
Tip: Cryptocurrency users are advised to recharge and use immediately, avoiding keeping excessive balances in virtual cards to reduce risks.
Summary: Which Virtual Card is Best for You?#
For domestic cryptocurrency users, WildCard is the top choice, offering Alipay recharge, no KYC, and stable payments, perfectly suited for regular users and AI enthusiasts. If you are a USDT player, VCard and PokePay are more suitable, with low rates and support for domestic consumption. Dupay and WasabiCard can serve as backups. Regardless of which one you choose, remember to recharge safely through exchanges like OKX and enjoy the convenience of global payments!