The virtual payment card has become an important tool for domestic users to subscribe to overseas services due to its convenience and flexibility. Among them, WildCard is favored by users for supporting recharge methods like Alipay in RMB. However, in July 2025, WildCard's operations faced significant setbacks, raising concerns about its future development. Below, we will outline the current situation of WildCard, analyze its impact, and provide practical advice and recommendations for users with balances or seeking alternatives.
Current Situation and Challenges of WildCard#
On July 12, 2025, WildCard announced the suspension of all business operations due to explicit requirements from relevant authorities, and the official website was temporarily inaccessible. This news caught many users who relied on WildCard to subscribe to services like ChatGPT Plus and OpenAI off guard. On July 14, the official website resumed access, allowing users to log in to check their card numbers and CVV, but the recharge and withdrawal functions remained restricted, only allowing consumption with existing balances. On July 20, WildCard officially announced that to cooperate with the investigation by relevant authorities, the platform had suspended new user registrations, recharge, and withdrawal functions, but emphasized that it had not "run away" and would continue to provide normal subscription services, promising to fix the issue of "balance being cleared due to withdrawal failure."
Despite multiple clarifications from the official side, the future of WildCard remains uncertain. For users with remaining balances, it is recommended to use the balance for consumption as soon as possible, such as subscribing to ChatGPT Plus, Netflix, and other services, to avoid potential financial risks. WildCard's experience also reflects the vulnerability of domestic payment channels under regulation, prompting many users to seek more stable and secure alternatives.
Alternative Options for WildCard#
In light of the restrictions on WildCard, there are various virtual cards available in the market as alternatives. Below are several recommended virtual cards that support USDT recharges, suitable for domestic users subscribing to overseas services. These virtual cards need to be recharged with USDT purchased through cryptocurrency exchanges (such as OKX, Binance, HTX, Gate), avoiding regulatory risks associated with domestic payment channels, making them safer and more stable.
1. PokeCard: The Preferred Choice for Small Transactions#
PokeCard is a Visa virtual credit card based on Hong Kong dollars, with the standout feature of having no minimum recharge or consumption requirements, making it ideal for users engaging in small transactions. Whether subscribing to ChatGPT Plus, Netflix, or Amazon Prime, PokeCard can easily handle it. Additionally, its physical card supports ATM withdrawals and offline POS consumption, making it an ideal choice for users in the cryptocurrency space. If you need a flexible, low-cost virtual card, PokeCard is the top choice.
2. VCard: Domestic Consumption Friendly#
Backed by a publicly listed company in the U.S., VCard is known for its low fees and domestic consumption friendliness. It supports binding with Alipay and WeChat, facilitating daily online consumption, and can also be used for subscriptions to overseas services like OpenAI. Although its offline functionality is slightly inferior to PokeCard, for users primarily engaging in online consumption, VCard is a reliable choice.
3. Dupay: Established but Use with Caution#
Dupay is the "big brother" in the virtual card market, supporting binding with WeChat and Alipay, and can be used for subscriptions to overseas services like ChatGPT Plus. However, due to previous issues with recharge and withdrawal caused by system maintenance, its user trust has declined. It is recommended to use Dupay as a backup card in conjunction with other virtual cards to diversify risk.
4. WasabiCard: A Backup Choice Focused on Privacy#
WasabiCard emphasizes anonymity and ease of use, suitable for users who prioritize privacy. It supports overseas services like ChatGPT Plus, but has a smaller user base and limited community support. For users familiar with cryptocurrency operations, WasabiCard can serve as a backup option.
How to Purchase USDT and Recharge Virtual Cards#
Since the above virtual cards require recharge via USDT, users can purchase USDT through the following cryptocurrency exchanges: OKX USDT Purchase, Binance USDT Purchase, HTX USDT Purchase, Gate USDT Purchase. The specific steps are as follows:
- Registration and Login: Visit the USDT Purchase Portal, and follow the page instructions to register and log in to your exchange account.
- Purchase USDT: Select the amount of USDT you wish to purchase and complete the purchase using RMB or other payment methods.
- Recharge to Virtual Card: Use the withdrawal function of the exchange to transfer USDT to the wallet address of the corresponding virtual card platform.
- Use Balance: Once the USDT is confirmed to be received, it can be used for subscriptions to overseas services or daily consumption.
Recommendations and Risk Management Advice#
Overall, PokeCard is the primary alternative choice for WildCard due to its flexibility and no minimum recharge requirement; VCard can be considered as a secondary option due to its backing by a publicly listed company and domestic consumption friendliness; Dupay and WasabiCard are suitable as backup cards. To reduce the risk associated with a single platform, it is recommended that users adopt a multi-card combination (such as PokeCard + VCard) and use the balance as soon as possible after recharging to avoid storing large amounts of funds on a card for an extended period.
Conclusion#
The suspension of WildCard's operations serves as a wake-up call for domestic users, highlighting the need for stability, security, and convenience in the choice of virtual payment cards. Currently, virtual cards that recharge via USDT, such as PokeCard, VCard, Dupay, and WasabiCard, have become safer choices. Users can purchase USDT through exchanges like OKX and Binance, recharge quickly, and continue enjoying overseas services. In the face of uncertainties in the virtual card market, timely strategy adjustments and risk diversification across multiple platforms are essential to ensure smooth and secure consumption.