July 12, 2025, is a regrettable day for many domestic users who rely on virtual payment cards. WildCard, a virtual card platform known for its convenient top-ups and overseas service subscriptions, has officially announced the cessation of all business operations due to requests from relevant authorities. The official website is no longer accessible, and the once-familiar convenience of quickly topping up via Alipay, WeChat, and other methods is gone. Nevertheless, the balance in WildCard can still be spent, but due to changes in policies from upstream issuing institutions, the use of the balance may be terminated at any time. Users are advised to handle their card funds as soon as possible.
WildCard Alternative Virtual Card Recommendations: PokeCard, VCard, Dupay, WasabiCard
The sudden "disappearance" of WildCard has undoubtedly caused significant inconvenience for users, especially those accustomed to using it for subscriptions to overseas services like ChatGPT Plus, Netflix, and Spotify. However, the virtual payment card market is not limited to WildCard alone. Below are several recommended virtual cards that can serve as alternatives to WildCard, helping users seamlessly switch and continue enjoying the convenience of overseas services.
1. PokeCard: A Combination of Cryptocurrency and Convenient Spending#
PokeCard is a virtual credit card launched by the PokePay platform, primarily featuring a Hong Kong Visa card, supporting top-ups with various cryptocurrencies such as USDT, USDC, BTC, and ETH. This card is particularly suitable for users who need to subscribe to overseas services like Amazon, Netflix, or ChatGPT Plus. Since its launch on December 23, 2024, PokeCard has quickly attracted user attention with features like no transaction fees and no minimum top-up requirements. Currently, it only offers virtual cards, with physical cards expected to be launched between February and April 2025, allowing existing users to upgrade for free.
PokeCard's advantages lie in its global multi-currency payment capability and compliance, holding financial licenses from the US MSB and Hong Kong MSO, ensuring security. However, KYC verification is required for use, and it does not support transfers, being limited to consumption scenarios (such as binding to PayPal, Alipay, etc.). For users familiar with cryptocurrencies, PokeCard is a flexible choice.
2. VCard: A Stable but Slightly Traditional Option#
VCard is another virtual card worth considering, suitable for users who need a stable payment channel. Similar to WildCard, VCard supports subscriptions to various overseas services, but its top-up methods are relatively complex, usually requiring completion via cryptocurrency. This may pose a slight barrier for users unfamiliar with digital currencies. However, VCard performs well in terms of payment stability, making it suitable for subscriptions to services like OpenAI API and Midjourney.
VCard's fee structure is relatively clear, but users should be aware of potential payment failures due to network fluctuations. If you seek simple operations, VCard may not be the first choice, but it still holds value as a backup card.
3. Dupay: A Flexible Choice Supporting Multiple Services#
Dupay is a comprehensive virtual card platform that supports subscriptions to various overseas services, including ChatGPT Plus. Similar to PokeCard, Dupay also relies on cryptocurrency top-ups, making it suitable for users with some experience in digital currency operations. Dupay's advantage lies in its broad service compatibility, supporting streaming, cloud services, and developer APIs quite well.
It is important to note that Dupay's payment channels may occasionally be interrupted due to maintenance, so users are advised to test the card's availability in advance during critical subscriptions. Nevertheless, its flexibility and applicability across multiple scenarios still make it a strong alternative to WildCard.
4. WasabiCard: Low-Key but Full of Potential#
WasabiCard is a relatively low-key virtual card option but has a good reputation among certain user groups. Like the previous cards, WasabiCard primarily relies on cryptocurrency top-ups and is suitable for subscribing to overseas software and services. Its features include a simple operating interface, making it suitable for users seeking efficiency. However, WasabiCard's payment stability is slightly inferior to that of PokeCard or Dupay, with occasional feedback on transaction failures.
For users looking to try a new platform, WasabiCard is worth a shot, but it is recommended to use it alongside other cards to ensure smooth payments during critical moments.
How to Choose the Right Virtual Card for Yourself?#
In light of WildCard's shutdown, users should consider the following points when selecting an alternative virtual card:
- Top-Up Methods: If you are not familiar with cryptocurrencies, prioritize platforms that support top-ups via Alipay or WeChat; if you are familiar with digital currencies, PokeCard or Dupay are good choices.
- Service Compatibility: Ensure that the virtual card supports the services you need, such as ChatGPT, Netflix, or developer APIs.
- Fee Transparency: Pay attention to card issuance fees, top-up fees, and transaction fees to avoid hidden costs.
- Stability and Security: Choose platforms with financial licenses and stable payment channels to reduce the risk of transaction failures.
Conclusion#
Although WildCard's exit is regrettable, there are still many quality options in the virtual payment card market. Whether it's the cryptocurrency flexibility of PokeCard, the stable payments of VCard, the multi-service support of Dupay, or the low-key potential of WasabiCard, users can continue to enjoy overseas services. WildCard users are advised to consume their balances as soon as possible and choose suitable alternative cards based on their needs to embark on a new payment experience.