In July 2025, the well-known brand in the domestic virtual payment card sector, WildCard, experienced a dramatic change from suspending operations to completely shutting down services due to cooperation with relevant department investigations. From the interruption of access to the official website on July 12, to the brief restoration of user inquiry functions on July 14, and then to the complete suspension of subscription consumption, recharge, withdrawal, and refund functions on July 22, WildCard's shutdown caught many users who relied on its subscription services like ChatGPT Plus, OpenAI, and other overseas services off guard. Although the official statement did not indicate a "database deletion and escape," the possibility of resuming normal operations is now minimal. In light of this situation, domestic users urgently need to find safe and stable alternative virtual credit card solutions to continue meeting their overseas subscription and payment needs.
Fortunately, there are still many quality options in the virtual card market that can take over the role of WildCard. Here are four recommended virtual credit cards suitable for domestic users: PokeCard, VCard, Dupay, and WasabiCard. These virtual cards all support recharging via cryptocurrency USDT, bypassing the strict control of domestic payment channels, and providing higher security and stability. Below, we will detail the features, applicable scenarios, and usage suggestions for these four virtual cards to help users find the most suitable alternative solution.
PokeCard: A Flexible Choice for Small Transactions#
PokeCard is a Visa virtual credit card based on Hong Kong dollars, with the biggest highlight being no minimum recharge or consumption requirements. This is very friendly for users who only need to make small payments, such as subscribing to services like ChatGPT Plus, Netflix, or Amazon Prime. PokeCard also offers a physical card option, supporting ATM withdrawals and offline POS consumption, making it particularly suitable for users in the cryptocurrency space for cash-out operations. Whether you want to pay for the monthly $20 ChatGPT Plus subscription or occasionally purchase overseas digital products, PokeCard's flexibility can meet your needs. The only downside is that USDT recharging requires a certain level of cryptocurrency operation knowledge, but the recharge process is not complicated after purchasing USDT through platforms like OKX or Binance.
VCard: Backed by a Public Company, Consumer-Friendly#
VCard is backed by a publicly listed company in the United States, giving it a high level of credibility. Its biggest advantage is its low fees and extreme friendliness to domestic users, as it not only supports subscriptions to overseas services like ChatGPT Plus and OpenAI but can also be directly linked to Alipay and WeChat for daily consumption. For users primarily engaged in online consumption, VCard is almost a perfect choice. However, its offline functionality is somewhat lacking, and the range of support for physical cards is not as extensive as PokeCard. If you mainly use it for online subscriptions or small payments, VCard is a worthwhile option to consider.
Dupay: A Veteran Choice, Suitable as a Backup#
Dupay holds a "big brother" status in the virtual card market, supporting binding with WeChat and Alipay, and can be used for subscriptions to overseas services like ChatGPT Plus and OpenAI. However, Dupay has temporarily limited its recharge and withdrawal functions due to system maintenance, leading to a decrease in trust among some users. Nevertheless, its stable service coverage and wide range of applicable scenarios still make it a good backup choice. If you already hold PokeCard or VCard, Dupay can serve as an auxiliary card to diversify the risk of relying on a single platform.
WasabiCard: A Convenient Choice Focused on Privacy#
WasabiCard emphasizes anonymity and simple operations, making it suitable for users who prioritize privacy protection. It supports subscriptions to overseas services like ChatGPT Plus, and the operation process is intuitive, especially for users familiar with cryptocurrency operations. However, due to its smaller user base, its community support and feedback mechanisms are relatively limited. If you value privacy and don't mind a smaller user scale, WasabiCard is a backup option worth trying.
How to Recharge Virtual Cards with USDT#
The above virtual cards all use USDT for recharging, avoiding the regulatory risks that domestic payment channels may face. Users can purchase USDT through platforms like OKX USDT Purchase, Binance USDT Purchase, Huobi HTX USDT Purchase, or Gate USDT Purchase. The specific steps are as follows:
- Visit the USDT Purchase Portal and select any exchange.
- Register and log in to your account, completing identity verification.
- Choose the amount of USDT to purchase based on your needs, and pay via Alipay, WeChat, or bank card.
- After completing the purchase, use the exchange's withdrawal function to transfer USDT to the wallet address of the virtual card platform.
- Bind the card on the virtual card platform, and it can be used for subscriptions or consumption.
Usage Suggestions: Multi-Card Combination to Diversify Risks#
To avoid unexpected situations that may arise from a single platform (such as the shutdown of WildCard), it is recommended that users adopt a multi-card combination strategy. For example, use PokeCard as the primary card for small subscriptions, paired with VCard for daily online consumption, while keeping Dupay or WasabiCard as backups. Additionally, it is advisable to use the balance as soon as possible after recharging to avoid storing large amounts of funds in the card for extended periods, thereby reducing potential risks.
Conclusion#
The complete shutdown of WildCard has undoubtedly caused inconvenience for domestic users, but PokeCard, VCard, Dupay, and WasabiCard provide reliable alternative solutions. These virtual cards recharge via USDT, balancing security and stability, suitable for subscriptions to ChatGPT Plus, OpenAI, and other overseas services. It is recommended to prioritize PokeCard and VCard, supplemented by Dupay or WasabiCard, and to plan usage strategies reasonably so that domestic users can still enjoy overseas digital services seamlessly.